Answers To Common Questions About PIP Coverage
At Dumas & Sanclemente, PLLC, we often answer questions about car accidents and insurance coverage. Our experienced trial attorneys, Axel J. Dumas and Jonathan Sanclemente, are ready to advocate for your rights and ensure you receive the compensation you deserve.
Our entire team is available to provide you with clear, concise information about Personal Injury Protection (PIP) coverage in Florida. See the following questions and answers; then bring us yours if they differ.
Do I Need PIP Coverage In Florida?
In Florida, PIP coverage is mandatory for all drivers. This insurance is part of your auto policy and provides immediate medical coverage up to your policy’s limits, regardless of who was at fault for the accident. We at Dumas & Sanclemente, PLLC, can help clarify how this coverage works in your specific case.
Will PIP Pay For All My Medical Expenses?
PIP coverage provides benefits for medical expenses, but it does not cover 100% of the costs. In Florida, PIP typically covers 80% of medical bills and 60% of lost wages, up to the limit of your policy. If you have questions about your coverage, our attorneys can advise you on how to manage your medical expenses after an accident.
What About The Timing Of Medical Care After An Accident?
You are required to seek medical attention within 14 days after a car accident to qualify for PIP benefits. Delaying a doctor’s visit could result in a loss of benefits. We recommend seeing a health care professional as soon as possible to preserve your rights under PIP rules.
What Types Of Health Care Providers Are Included In PIP Coverage?
PIP coverage extends to a variety of health care providers, including doctors, dentists and chiropractors, as long as the services are necessary and related to the injuries from the accident. Our lawyers can explain how to properly use your PIP benefits for your medical care.
What Constitutes An “Emergency Medical Condition?”
An “emergency medical condition” is defined as a medical issue that requires immediate attention and could reasonably be expected to result in serious jeopardy to a patient’s health. This determination can affect the amount of PIP coverage available to you. Attorneys Dumas and Sanclemente can help clarify the implications of your case.
Let Us Help You Tap Into Your PIP Coverage
At Dumas & Sanclemente, PLLC, we pride ourselves on our detailed approach and our drive to achieve results for those who seek our assistance. We are fluent in English, French and Spanish, and are ready to serve a diverse clientele.
Let us take the time to understand your situation and fight for your rights. If you need assistance understanding your PIP coverage or have suffered a serious injury, don’t hesitate to reach out. Complete our simple online form or call us at 844-400-2667. We are here to listen to your story and represent your interests with the dedication you deserve.